Is Australia on your holiday list? One of the most common doubts Indian travelers have is,
How Much Bank Balance Is Required for Australia Tourist Visa in 2026? Although
Australian Department of Home Affairs does not mention a specific amount for the tourist
visa (Subclass 600) applications, it is important for the applicants to show bank statements
with enough funds for the approval. We will dive into the details of this in our blog post,
where we will discuss the bank balance recommendations, the importance of financial proof
and how to present your documents professionally to increase your chances of winning.
Bank Balance recommended for Australian tourist visa
According to Australian immigration rules, there is no official minimum bank balance
requirement for an Australia tourist visa in 2026. But, the popular view of migration
experts and Visa consultants is that the applicants should roughly show through their bank
accounts a larger pocket of money (AUD 5,000 to AUD 8,000, the equivalent of INR 2.5L –
4L+) for a comfortable stay of one to two or three months period. This money would also be
sufficient to take care of the return trip, lodging, daily and other incidental expenses plus
emergencies in case they arise during the trip.
Why Showing Sufficient Bank Balance Matters
Proof of Financial Capability
The immigration authorities in Australia need to be sure that you can afford the whole trip
without employing yourself illegally or depending on public resources. If you keep
showing the same amount of money in your bank account, the officers will believe that you
can cover the costs of your stay, the return trip and other travels.
Supports Genuine Temporary Visit Intent
Having a transparent financial profile, together with particulars of your employment and
itinerary, convinces the authorities that your travel will be purely for pleasure and you will
come back to India after the visit. Thus, your visa application gets stronger.
What Counts as Proof of Bank Balance?
When applying for an Australia visa, it is necessary for you to submit trustworthy
financial documents, such as –
1. Recent Bank Statements – Usually covering from the last 3 to 6 months showing a
good closing balance and consistent transactions.
2. Payslips/Salaried Proof – Recent payslips or salary certificates showing your
income.
3. Income Tax Returns – Adds strength to the authenticity of your financial history.
4. Credit Card Statements – Indicates the availability of credit for emergencies.
5. Fixed Deposits or Investments – It demonstrates the financial stability.
6. Sponsor Documents (if someone else funds the trip) – Besides including a formal
sponsorship letter, also provide documents of the sponsor’s financial capability.
The combination of these documents gives evidence of your capability to support your trip to
Australia without any financial difficulty.
How to Calculate Your Ideal Bank Balance
Though no exact formula exists, below is a practical way to estimate the hold funds you
should present –
1. Travel Costs – Roundtrip airfare + visa fees + travel insurance
2. Accommodation – Estimate hotel cost per night × number of nights
3. Daily Living Expenses – AUD 100–150/day (meals, transport, entry fees)
4. Emergency Buffer – 10% – 20% on top of the amount for unforeseen expenses
Illustration of a 2 week vacation –
● Airfare – AUD ~1,500
● Hotel – AUD ~1,400 (14 nights x AUD 100)
● Daily Expenses – AUD ~2,100 (14 days x AUD 150)
● Emergency reserve – AUD ~500
Total – ~AUD 5,500 (amounts for suggested proof of funds)
Tips to Strengthen Financial Evidence
1. Consistency Over Sudden Deposits
Stabilizing savings is the way to go for your account and no large last-minute deposits that
contradict your financial history. Consistency is the best way to be believed.
2. Provide a Detailed Travel Budget
Along with the itinerary, a simple expense breakdown should be provided. This is a good
way to make the visa officer see your planned expenses as your funds.
3. Use Multiple Proofs
Just showing bank balance is not enough. It is better to provide salary slips, tax documents
and investment proofs to create a complete picture of your financial capability.
Final Thoughts
There is no strict “bank balance requirement” for the Australia tourist visa in 2026, yet
the ability to show sufficient and steady financial resources is still a crucial factor in the
application process. You should aim at the funds generally (AUD 5,000 – 8,000 or even more
depending on your itinerary) and then support it with bank statements, payslips and other
financial proofs. Providing detailed and authentic financial documents can greatly increase
the chances of getting a visa.
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